Effective Date:  01/01/2024 
                     Business Name: IBFTC MANIPAL  
                    Service Type:  Banking Sales & Marketing Skill Development Training – Printed & Digital Material Delivery
                
We currently deliver printed training materials across all serviceable pin codes in India through reliable courier partners.
                    •	Printed study material 
                    •	Practice test booklets 
                    •	Sales skill notes 
                    •	Interview Q&A guides 
                    •	Enrollment letter or learning roadmap (if applicable)
                    All materials are part of the one-time course package and are non-saleable items exclusively for enrolled students.
                
                    •	Dispatch Time:   Within 3 to 5 working days   after successful enrollment and payment confirmation 
                     •	Delivery Time: Typically  7 to 10 working days  from dispatch, depending on location and courier service availability 
                    •	You will receive a tracking ID via SMS/email/WhatsApp  once the shipment is dispatched 
                
                    All shipments are securely packed to prevent damage in transit. Materials are handled with care to ensure: 
                    •	No tampering 
                    •	No loss of pages or components 
                    •	Proper labeling for delivery identification 
                
                    •	Deliveries will be made only to the  address provided during enrollment. 
                    •	Changes to shipping address must be submitted via email  within 24 hours of payment. 
                    •	We do not take responsibility for  incorrect or incomplete addresses provided by the customer.
                
                    •	Shipping charges (if any) are either included in the course fee or clearly mentioned during checkout.
                    •	No hidden charges or separate courier fees after enrollment.
                
                    We offer free replacement only in the following cases:
                    •	Shipment not delivered within 15 working days from dispatch
                    •	Materials received in damaged or unusable condition
                
                    •	You must report the issue to us  within 48 hours  of receiving the package 
                    •	Share photos or videos of the damage by email or WhatsApp 
                    •	Once verified, we will arrange  a replacement shipment within 7 working days 
                
                    •	We do not accept returns or exchanges due to personal preferences or withdrawal from the course. 
                    •	Once shipped, the study material becomes  non-returnable and non-refundable. 
                
                     IBFTC MANIPAL 
                    Corporate Office: Central Plaza, 41 Bipin Bihari Ganguly Street, Kolkata 
                    Email: info@ibftcmanipal.com 
                    Phone: 033-69028791